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Payments Architect

Tata Consultancy Services • Charlotte, NC

Not Applicable Posted April 17, 2026 Job link

Thinking about this job

Responsibilities

Commitments

Responsibilities

Adaptable in a fast-paced environment and able to work within established timelines.
Confident in making decisions to ensure features function as intended.
understanding of dependencies across wire processing, including:
– Payment and message processing flows
– Client products and services related to Wire Transfer
– Wire database structures and operational interactions
– Fedwire, CHIPS, and SWIFT practices, formats, and reconciliation
– gpi processing
Experience supporting and testing middleware interfaces, including web services, daemons, and message-based integrations.
Business Products Strategy – Basic awareness of products, services, business flows and strategy.
Financials Resource management – Basic understanding of financial data and the impact that their role has within a team.
Planning Execution Process -Facilitates team Planning ceremonies against backlog / Prioritized work.
Manages risk/ dependencies /implements for one team.
Strong analytical skills.
Must be an excellent team player.
Responsible, reliable must be willing to continuously learn and develop.
Detail and process oriented
Ability to communicate with our Business Technology partners at all levels across the organization.
Ability to develop strong relationships with our development team partners.
Ability to partner with other Support teams and with technology groups within the organization.
Self-starter and independent worker, ability to work with minimum supervision.

Not Met Priorities

What still needs stronger evidence

Requirements

Payments Architect
10+ years’ experience with payments Domain specifically with Swift alliance Products suite.
Strong understanding of ISO20022 messages across CBPR+, Fedwire, and CHIPS, as well as legacy SWIFT MT formats.
Experience in Agile project delivery, Managing completion of application related documentation to meet risk, regulatory and compliance requirements.
Deep knowledge of Wire Transfer processing with hands on experience in ACI MTS, including payment/message flows, validations, and downstream impacts.
Solid grasp of Agile, SDLC, and test management methodologies.
Analytical, detail-oriented, highly organized, and able to independently drive assignments to completion.
Strong written and verbal communication skills with the ability to collaborate across distributed, cross-functional teams.
Adaptable in a fast-paced environment and able to work within established timelines.
Confident in making decisions to ensure features function as intended.
understanding of dependencies across wire processing, including:
– Payment and message processing flows
– Client products and services related to Wire Transfer
– Fedwire, CHIPS, and SWIFT practices, formats, and reconciliation
– gpi processing
Experience supporting and testing middleware interfaces, including web services, daemons, and message-based integrations.
Business Products Strategy – Basic awareness of products, services, business flows and strategy.
Financials Resource management – Basic understanding of financial data and the impact that their role has within a team.
Manages risk/ dependencies /implements for one team.
Responsible, reliable must be willing to continuously learn and develop.

Preferred Skills

Experience with Infrastructure upgrade /replacement projects is added advantage.

Education

(Not required) – Qualifications: BACHELOR OF COMPUTER SCIENCE

Job Description
Payments Architect
Must Have Technical/Functional Skills

10+ years’ experience with payments Domain specifically with Swift alliance Products suite.
Strong understanding of ISO20022 messages across CBPR+, Fedwire, and CHIPS, as well as legacy SWIFT MT formats.
Experience in Agile project delivery, Managing completion of application related documentation to meet risk, regulatory and compliance requirements.
Experience with Infrastructure upgrade /replacement projects is added advantage.
Deep knowledge of Wire Transfer processing with hands on experience in ACI MTS, including payment/message flows, validations, and downstream impacts.
Solid grasp of Agile, SDLC, and test management methodologies.
Analytical, detail-oriented, highly organized, and able to independently drive assignments to completion.
Strong written and verbal communication skills with the ability to collaborate across distributed, cross-functional teams.
Adaptable in a fast-paced environment and able to work within established timelines.
Confident in making decisions to ensure features function as intended.
understanding of dependencies across wire processing, including:
– Payment and message processing flows
– Client products and services related to Wire Transfer
– Wire database structures and operational interactions
– Fedwire, CHIPS, and SWIFT practices, formats, and reconciliation
– gpi processing

Experience supporting and testing middleware interfaces, including web services, daemons, and message-based integrations.
Business Products Strategy – Basic awareness of products, services, business flows and strategy.
Financials Resource management – Basic understanding of financial data and the impact that their role has within a team.
Planning Execution Process -Facilitates team Planning ceremonies against backlog / Prioritized work. Manages risk/ dependencies /implements for one team.
Roles & Responsibilities

Excellent problem solving, judgment and decision-making skills.
Strong analytical skills.
Must be an excellent team player.
Responsible, reliable must be willing to continuously learn and develop.
Detail and process oriented
Ability to communicate with our Business Technology partners at all levels across the organization.
Ability to develop strong relationships with our development team partners.
Ability to partner with other Support teams and with technology groups within the organization.
Self-starter and independent worker, ability to work with minimum supervision.
Salary Range- $110,000-$125,000 a year
Qualifications: BACHELOR OF COMPUTER SCIENCE