Senior Financial Analyst
Acra Lending
•
Irvine, CA
0
0
0
0
Not Applicable
Posted April 2, 2026
Job link
Thinking about this job
Responsibilities
Commitments
Responsibilities
- Partner with senior leadership to support annual budgeting, quarterly forecasting, and long-range planning (LRP) across all business units, aligning financial targets with business strategy and market conditions.
- Build and maintain comprehensive 5-year financial forecast models, including integrated income statement, balance sheet, and cash flow projections.
- Perform detailed variance analysis and financial storytelling, identifying key drivers of performance across volume, pricing, cost, and mix, and provide actionable recommendations to leadership.
- Build and maintain headcount and expense models, including capacity planning, hiring forecasts, and operating expense management to ensure alignment with growth targets.
- Support executive-level decision making through ad hoc financial analysis, scenario modeling, and ROI evaluation.
- Design and automate data-driven reporting and dashboards (Excel, SQL, Tableau/Power BI) to track financial and operational performance, improving decision-making speed and transparency.
- Partner closely with Operational FP&A, Accounting, Capital Markets and Treasury to ensure financial alignment and data integrity.
- Prepare high-quality quarterly board presentations, including financial results, forecasts, KPI trends, and strategic insights.
- Deliver clear, timely monthly and weekly financial reporting packages to the private equity owner.
Commitments
Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country.
Not Met Priorities
What still needs stronger evidence
Requirements
- Strong experience in financial modeling, forecasting, budgeting, and variance analysis within a dynamic, data-driven environment.
- Solid understanding of unit economics, pricing strategy, and profitability drivers; experience in lending or mortgage products is a plus.
- Advanced proficiency in Excel; strong working knowledge of SQL and/or BI tools (Tableau, Power BI) is required.
- Experience building automated reporting and scalable analytics frameworks across cross-functional stakeholders.
- Strong communication and presentation skills, with the ability to translate complex financial insights into clear recommendations for senior leadership.
- Highly analytical with exceptional attention to detail.
- Ability to thrive in a fast-paced, growth-oriented, PE-backed environment.
- 4–7 years of experience in FP&A, corporate finance, or strategic finance.
- Ability to read and comprehend simple instructions, short correspondence, and memos.
- Ability to write simple correspondence.
- Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
- Mathematical Skills
- Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
- Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
- Reasoning Ability
- Ability to apply common sense understanding to carry out detailed instructions.
- Ability to deal with problems involving a few concrete variables in standardized situations.
- Computer Skills
- Advanced knowledge of Microsoft Office applications (Word, Excel, Outlook, etc).
- Strong working knowledge of SQL and/or BI tools (Tableau, Power BI).
Preferred Skills
- Prior experience within mortgage banking, consumer lending, financial services, or a private-equity–backed environment preferred.
Education
- (Required) – Bachelor’s degree required; finance or business concentration strongly preferred.
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give back to our community and truly enjoy one another's company.
We are looking for candidates to join our team who are passionate about their vocation. Who are committed to making a contribution and are looking to gain experience in order to grow in their career. Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.
Summary
The Sr. Financial Analyst – Corporate FP&A plays a critical role in driving enterprise-wide financial planning, forecasting, and strategic analysis. This position partners closely with senior leadership to develop integrated financial models, deliver actionable insights, and support data-driven decision-making across the organization. The role is responsible for building scalable forecasting frameworks, analyzing business performance, and enhancing reporting capabilities to improve visibility into key financial and operational metrics. Operating in a fast-paced, private equity-backed environment, this individual will help align financial outcomes with strategic objectives and contribute to long-term value creation.
Essential Duties And Responsibilities
Partner with senior leadership to support annual budgeting, quarterly forecasting, and long-range planning (LRP) across all business units, aligning financial targets with business strategy and market conditions.
Build and maintain comprehensive 5-year financial forecast models, including integrated income statement, balance sheet, and cash flow projections.
Perform detailed variance analysis and financial storytelling, identifying key drivers of performance across volume, pricing, cost, and mix, and provide actionable recommendations to leadership.
Build and maintain headcount and expense models, including capacity planning, hiring forecasts, and operating expense management to ensure alignment with growth targets.
Support executive-level decision making through ad hoc financial analysis, scenario modeling, and ROI evaluation.
Design and automate data-driven reporting and dashboards (Excel, SQL, Tableau/Power BI) to track financial and operational performance, improving decision-making speed and transparency.
Partner closely with Operational FP&A, Accounting, Capital Markets and Treasury to ensure financial alignment and data integrity.
Prepare high-quality quarterly board presentations, including financial results, forecasts, KPI trends, and strategic insights.
Deliver clear, timely monthly and weekly financial reporting packages to the private equity owner.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Strong experience in financial modeling, forecasting, budgeting, and variance analysis within a dynamic, data-driven environment.
Solid understanding of unit economics, pricing strategy, and profitability drivers; experience in lending or mortgage products is a plus.
Advanced proficiency in Excel; strong working knowledge of SQL and/or BI tools (Tableau, Power BI) is required.
Experience building automated reporting and scalable analytics frameworks across cross-functional stakeholders.
Strong communication and presentation skills, with the ability to translate complex financial insights into clear recommendations for senior leadership.
Highly analytical with exceptional attention to detail.
Ability to thrive in a fast-paced, growth-oriented, PE-backed environment.
Education And/or Experience
Bachelor’s degree required; finance or business concentration strongly preferred.
4–7 years of experience in FP&A, corporate finance, or strategic finance.
Prior experience within mortgage banking, consumer lending, financial services, or a private-equity–backed environment preferred.
Language Skills
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Mathematical Skills
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
Reasoning Ability
Ability to apply common sense understanding to carry out detailed instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
Computer Skills
Advanced knowledge of Microsoft Office applications (Word, Excel, Outlook, etc). Strong working knowledge of SQL and/or BI tools (Tableau, Power BI).
Benefits
Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards.
At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today’s borrower in residential and commercial properties across America.
Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!
We are looking for candidates to join our team who are passionate about their vocation. Who are committed to making a contribution and are looking to gain experience in order to grow in their career. Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.
Summary
The Sr. Financial Analyst – Corporate FP&A plays a critical role in driving enterprise-wide financial planning, forecasting, and strategic analysis. This position partners closely with senior leadership to develop integrated financial models, deliver actionable insights, and support data-driven decision-making across the organization. The role is responsible for building scalable forecasting frameworks, analyzing business performance, and enhancing reporting capabilities to improve visibility into key financial and operational metrics. Operating in a fast-paced, private equity-backed environment, this individual will help align financial outcomes with strategic objectives and contribute to long-term value creation.
Essential Duties And Responsibilities
Partner with senior leadership to support annual budgeting, quarterly forecasting, and long-range planning (LRP) across all business units, aligning financial targets with business strategy and market conditions.
Build and maintain comprehensive 5-year financial forecast models, including integrated income statement, balance sheet, and cash flow projections.
Perform detailed variance analysis and financial storytelling, identifying key drivers of performance across volume, pricing, cost, and mix, and provide actionable recommendations to leadership.
Build and maintain headcount and expense models, including capacity planning, hiring forecasts, and operating expense management to ensure alignment with growth targets.
Support executive-level decision making through ad hoc financial analysis, scenario modeling, and ROI evaluation.
Design and automate data-driven reporting and dashboards (Excel, SQL, Tableau/Power BI) to track financial and operational performance, improving decision-making speed and transparency.
Partner closely with Operational FP&A, Accounting, Capital Markets and Treasury to ensure financial alignment and data integrity.
Prepare high-quality quarterly board presentations, including financial results, forecasts, KPI trends, and strategic insights.
Deliver clear, timely monthly and weekly financial reporting packages to the private equity owner.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Strong experience in financial modeling, forecasting, budgeting, and variance analysis within a dynamic, data-driven environment.
Solid understanding of unit economics, pricing strategy, and profitability drivers; experience in lending or mortgage products is a plus.
Advanced proficiency in Excel; strong working knowledge of SQL and/or BI tools (Tableau, Power BI) is required.
Experience building automated reporting and scalable analytics frameworks across cross-functional stakeholders.
Strong communication and presentation skills, with the ability to translate complex financial insights into clear recommendations for senior leadership.
Highly analytical with exceptional attention to detail.
Ability to thrive in a fast-paced, growth-oriented, PE-backed environment.
Education And/or Experience
Bachelor’s degree required; finance or business concentration strongly preferred.
4–7 years of experience in FP&A, corporate finance, or strategic finance.
Prior experience within mortgage banking, consumer lending, financial services, or a private-equity–backed environment preferred.
Language Skills
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Mathematical Skills
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
Reasoning Ability
Ability to apply common sense understanding to carry out detailed instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
Computer Skills
Advanced knowledge of Microsoft Office applications (Word, Excel, Outlook, etc). Strong working knowledge of SQL and/or BI tools (Tableau, Power BI).
Benefits
Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards.
At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today’s borrower in residential and commercial properties across America.
Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!