CRE Portfolio Manager II - Affordable Housing
Banner Bank
•
Walnut Creek, CA
0
0
0
0
Not Applicable
Posted March 16, 2026
Job link
Thinking about this job
Responsibilities
Commitments
Responsibilities
- Monitor borrower financial information, project performance, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability.
- Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.
- Analyze and investigate credit and financial information on prospective and existing customers.
- Perform credit inquiries for the Bank and analysis of data provided by customers, credit bureaus, other financial institutions, and Bank files.
- Prepare credit requests, modifications, and extensions within the portfolio.
- Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers and Credit Administration on new and existing credits.
- Collaborate with Loan Administration and Credit Administration in loan closings and construction loan advances.
- Review loan documentation, entity documentation, assist with loan budget preparation, and provide other support as necessary.
- Responsible for the tracking and analysis of financial information of new, renewed, and existing loans.
- Monitor loan terms for covenant compliance on existing loans.
- Regularly establish, review, and update new and existing loan files.
- Ensure maintenance of the loan monitoring system.
- Responsible for the management of financial information files to ensure current reports, statements, accounts receivable, and other information on customer accounts.
- Manage credit files to ensure receipt of current and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities.
- Responsible for all master file maintenance and quality.
- Work closely with CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Bank’s lien position on loans secured by various collateral.
- Provide technical or advisory assistance to CRE Relationship Managers as requested.
- Maintain loan policy manuals and updates.
- Assist CRE Relationship Managers in management of customer relationships as needed.
- Perform site visits of existing and potential projects as necessary.
- Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings).
- Assist with periodic external and internal loan reviews.
- Responsible for complying with policies, procedures, security requirements, and government regulations.
- Ensure adherence and compliance to company and credit policies, auditing procedures, and department goals and standards.
Commitments
Perform site visits of existing and potential projects as necessary.
20%
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings .
Not Met Priorities
What still needs stronger evidence
Requirements
- 6 or more years of banking credit analysis experience required
- Preferred Affordable Housing/ LIHTC credit analysis experience
- Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.
- Knowledge of company formation structures with ability to identify borrowing and guaranty structures.
- Advanced skills managing portfolio needs including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).
- Possess excellent verbal and written communication, organizational, and interpersonal skills.
- Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers.
- Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity.
- Proficient in Word, Excel, Teams, SharePoint and other similar programs.
- Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
Preferred Skills
- Preferred Affordable Housing/ LIHTC credit analysis experience
Education
- (Required) – Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
- (Required) – 6 or more years of banking credit analysis experience required
More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a CRE Portfolio Manager II in the Affordable Housing Division you will be responsible for underwriting complex affordable housing construction and permanent loan originations, including those related to LIHTC and other CRA qualified public-private partnerships. This role will develop and analyze affordable housing credits providing strong, thorough recommendations. Credit opportunities will be prepared, working closely with CRE Relationship Managers, Credit Administration, and Loan Administration to close transactions originated by the CRE Relationship Manager. Monitor borrower financial information, project performance, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability. Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.
In this role you will have the opportunity to:
Analyze and investigate credit and financial information on prospective and existing customers. Perform credit inquiries for the Bank and analysis of data provided by customers, credit bureaus, other financial institutions, and Bank files.
Prepare credit requests, modifications, and extensions within the portfolio. Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers and Credit Administration on new and existing credits.
Collaborate with Loan Administration and Credit Administration in loan closings and construction loan advances. Review loan documentation, entity documentation, assist with loan budget preparation, and provide other support as necessary.
Responsible for the tracking and analysis of financial information of new, renewed, and existing loans. Monitor loan terms for covenant compliance on existing loans. Regularly establish, review, and update new and existing loan files. Ensure maintenance of the loan monitoring system.
Responsible for the management of financial information files to ensure current reports, statements, accounts receivable, and other information on customer accounts. Manage credit files to ensure receipt of current and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities. Responsible for all master file maintenance and quality.
Work closely with CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Bank’s lien position on loans secured by various collateral. Provide technical or advisory assistance to CRE Relationship Managers as requested. Maintain loan policy manuals and updates.
Assist CRE Relationship Managers in management of customer relationships as needed.
Perform site visits of existing and potential projects as necessary.
Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings). Assist with periodic external and internal loan reviews.
Responsible for complying with policies, procedures, security requirements, and government regulations. Ensure adherence and compliance to company and credit policies, auditing procedures, and department goals and standards.
Education & Certifications
Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
Experience
6 or more years of banking credit analysis experience required
Preferred Affordable Housing/ LIHTC credit analysis experience
Knowledge, Skills And Abilities
Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.
Knowledge of company formation structures with ability to identify borrowing and guaranty structures.
Advanced skills managing portfolio needs including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).
Possess excellent verbal and written communication, organizational, and interpersonal skills. Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers.
Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity.
Proficient in Word, Excel, Teams, SharePoint and other similar programs.
Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
Travel
20%
Compensation & Benefits
Targeted starting compensation range is based on location and experience: $131,319 - 154,493
Incentive and commission compensation may be awarded for eligible roles
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
401k (up to 4% match with immediate vesting)
Tuition reimbursement up to $5,250 annually (minimum service requirement)
Read more about these and additional benefits at: Employee Benefits | Banner Bank
Review Banner's employee benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings . Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a CRE Portfolio Manager II in the Affordable Housing Division you will be responsible for underwriting complex affordable housing construction and permanent loan originations, including those related to LIHTC and other CRA qualified public-private partnerships. This role will develop and analyze affordable housing credits providing strong, thorough recommendations. Credit opportunities will be prepared, working closely with CRE Relationship Managers, Credit Administration, and Loan Administration to close transactions originated by the CRE Relationship Manager. Monitor borrower financial information, project performance, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability. Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.
In this role you will have the opportunity to:
Analyze and investigate credit and financial information on prospective and existing customers. Perform credit inquiries for the Bank and analysis of data provided by customers, credit bureaus, other financial institutions, and Bank files.
Prepare credit requests, modifications, and extensions within the portfolio. Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers and Credit Administration on new and existing credits.
Collaborate with Loan Administration and Credit Administration in loan closings and construction loan advances. Review loan documentation, entity documentation, assist with loan budget preparation, and provide other support as necessary.
Responsible for the tracking and analysis of financial information of new, renewed, and existing loans. Monitor loan terms for covenant compliance on existing loans. Regularly establish, review, and update new and existing loan files. Ensure maintenance of the loan monitoring system.
Responsible for the management of financial information files to ensure current reports, statements, accounts receivable, and other information on customer accounts. Manage credit files to ensure receipt of current and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities. Responsible for all master file maintenance and quality.
Work closely with CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Bank’s lien position on loans secured by various collateral. Provide technical or advisory assistance to CRE Relationship Managers as requested. Maintain loan policy manuals and updates.
Assist CRE Relationship Managers in management of customer relationships as needed.
Perform site visits of existing and potential projects as necessary.
Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings). Assist with periodic external and internal loan reviews.
Responsible for complying with policies, procedures, security requirements, and government regulations. Ensure adherence and compliance to company and credit policies, auditing procedures, and department goals and standards.
Education & Certifications
Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
Experience
6 or more years of banking credit analysis experience required
Preferred Affordable Housing/ LIHTC credit analysis experience
Knowledge, Skills And Abilities
Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.
Knowledge of company formation structures with ability to identify borrowing and guaranty structures.
Advanced skills managing portfolio needs including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).
Possess excellent verbal and written communication, organizational, and interpersonal skills. Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers.
Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity.
Proficient in Word, Excel, Teams, SharePoint and other similar programs.
Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
Travel
20%
Compensation & Benefits
Targeted starting compensation range is based on location and experience: $131,319 - 154,493
Incentive and commission compensation may be awarded for eligible roles
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
401k (up to 4% match with immediate vesting)
Tuition reimbursement up to $5,250 annually (minimum service requirement)
Read more about these and additional benefits at: Employee Benefits | Banner Bank
Review Banner's employee benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings . Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.